Actual Budget
A local-first personal finance app: envelope budgeting, bank file imports, auto-categorising rules and reports, on your own computer.
What you can do with it
- Replace a paid budgeting app
- Import your bank's CSV export
- See where your money actually goes
Worth knowingCSV import defaults to US dates: switch it to day/month for UK bank exports.
The full tutorial
01Install ActualFREE02Start it and create your budgetMEMBERS03Import your bank transactionsMEMBERS04Teach it to sort your spendingMEMBERS05Give every pound a jobMEMBERS06See where it goes, and back it upMEMBERS07Start it silently when you log in (Windows)MEMBERS
Cancel your budgeting app: a free, private budget on your own PC · ~44 min · tested 2026-10-08
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